Get paid in USD. Keep your money.
Activate your own US bank account number & IBAN in minutes. Receive USD via ACH or wire — $0 receiving fees — then settle as USDT/USDC in a wallet you control.
Everything you need to get paid in USD
US Account Number & IBAN
Get a real US bank account number and IBAN instantly — no US address, no bank visit, no paperwork.
Receive Like a Local
Your US clients pay you via ACH or domestic wire, exactly like any US vendor. No international friction.
Settle to YOUR Wallet
Funds land as USDT/USDC in a wallet you control — not trapped in a platform ledger. Self-custody.
$0 Receiving Fees
Receive USD with zero platform fees. You only pay a small 0.8% conversion when you choose to convert.
Bank-Level Security
Accounts powered by licensed partners. 256-bit encryption, KYC/AML compliant, FinCEN-registered MSB.
Cash Out Your Way
Sell USDT/USDC for NGN, GHS, KES, or ZAR via local P2P — or hold it as a dollar-stable store of value.
How it works
Activate Your Virtual Account
Sign up and complete KYC. Your US account number and IBAN are generated instantly.
Share with Your Client
Send your US account details or PayTag link. They pay like any US vendor via ACH or wire.
Settle as USDT/USDC in Your Wallet
Funds arrive as USDT/USDC in a wallet you control. Withdraw to your own crypto wallet on TRC-20, ERC-20, BEP-20, or Solana.
Why self-custody changes everything
Grey, Raenest, and Afriex hold your money in their ledger. Pym settles to a wallet you control — so you can cash out to Naira, Cedi, or Shilling via local P2P on your terms, not theirs.
Your money, your keys
Withdraw USDT/USDC to any wallet you own. No lock-in to a platform ledger.
Cash out at the best rate
Sell USDT/USDC via local P2P for NGN, GHS, KES, or ZAR — often better than bank rates.
$0 receiving fees
Receive USD free. Pay a small 0.8% only when you choose to convert.
Who it's for
Nigerian Freelancers
Get paid by US clients without losing 3–5% to platform conversion. Settle in USDT, cash out to Naira via local P2P at the best rate.
Ghanaian & Kenyan Contractors
Receive USD from US and EU clients into your own account & IBAN. Keep dollar-stable USDT or convert to GHS/KES on your terms.
Crypto-Savvy Remote Workers
Prefer to hold USDT/USDC rather than cash out to fiat? Pym settles to a wallet you control — no lock-in to a platform ledger.
Frequently asked questions
How do I get paid by US clients if I live in Africa?
Your US virtual account gives you a US bank account number and IBAN. Your clients pay you via domestic ACH or wire — exactly like paying any US company — and the funds settle into your Pym wallet as USDT/USDC.
Do I need a US address or bank visit?
No. Your virtual account is activated entirely online after KYC verification. No US address, no branch visit, no paperwork.
How do I cash out to Naira, Cedi, or Shilling?
Because you hold USDT/USDC in your own wallet, you can off-ramp via local P2P (Binance, Paxful, local OTC desks) at rates that are often better than bank conversion. You can also hold the USDT/USDC as a dollar-stable store of value and convert when the rate is right.
How much does it cost to receive USD?
Receiving is $0. There are no platform fees to receive USD into your virtual account. You only pay a small 0.8% conversion when you choose to convert USDT/USDC.
Is my money safe with Pym?
Yes. Accounts are provided through licensed partners, protected with 256-bit encryption, and Pym is a FinCEN-registered Money Services Business (BSA ID: 31000323177607). Best of all, your settled funds live in a wallet you control — not a platform ledger.
Can I withdraw the USDT/USDC to my own crypto wallet?
Yes. You can withdraw USDT/USDC to any wallet you own on supported networks (TRC-20, ERC-20, BEP-20, Solana, and more). This is self-custody — your money, your keys, your control.
Keep your money. Cash out your way.
Get your US virtual account & IBAN in minutes. $0 receiving fees. Settle as USDT/USDC to a wallet you control.
Get Your Virtual Account